Privacy Policy

This Privacy Policy explains how RAYFINITE LLC ("RAYFINITE," "we," "us," or "our") handles personal information in connection with our company website at rayfinite.com (the "Site"). The Site is an informational, marketing website for our company. It has no user accounts, no sign-in, no advertising, no cross-site tracking, and no advertising identifiers (such as the IDFA).

FactGuard is a separate offering governed by its own terms and privacy policy available at factguard.org. This Privacy Policy does not cover FactGuard or any other product that has its own privacy notice.

Who We Are (Data Controller)

RAYFINITE LLC is a limited liability company organized under the laws of the State of Wyoming, United States. For purposes of applicable data-protection laws, RAYFINITE LLC is the controller responsible for the limited personal information collected through the Site. You can reach us using the contact details in the Contact Us section below.

Information We Collect

We are committed to minimal data collection. We do not require you to create an account, and we do not use the Site to build advertising or marketing profiles. The only personal information we collect is:

Information you voluntarily provide

If you choose to contact us, for example by emailing info@rayfinite.com, we receive the information you include, such as your name, email address, and the contents of your message. You decide what to send us; you do not need to provide personal information to browse the Site.

Basic server and technical logs

Like most websites, our hosting infrastructure may automatically generate basic technical logs when the Site is accessed. These logs can include information such as your IP address, browser type, device and operating-system information, the pages requested, referring pages, and the date and time of access. We use these logs for security, troubleshooting, and to keep the Site operating reliably.

What we do NOT do

• We do not offer user accounts or sign-in on the Site.
• We do not serve advertising or use advertising/marketing trackers.
• We do not use cross-site or cross-app tracking, and we do not use advertising identifiers such as the IDFA.
• We do not knowingly collect sensitive personal information through the Site.

How We Use Information

We use the limited information described above only to:

• respond to your inquiries and communicate with you when you contact us;
• operate, maintain, secure, and improve the Site;
• detect, prevent, and address technical issues, fraud, abuse, or security incidents; and
• comply with our legal obligations and enforce our terms.

Where the EU/UK General Data Protection Regulation ("GDPR") applies, our legal bases for processing are our legitimate interests (operating and securing the Site and responding to your messages), your consent where you voluntarily contact us, and compliance with legal obligations.

How We Share Information: No Sale, No "Sharing"

We do not sell your personal information, and we do not "share" it for cross-context behavioral advertising, as those terms are defined under California law. We do not trade your personal information for money or other valuable consideration.

We may disclose information only in these limited circumstances:

• Service providers. With vendors who help us operate the Site (for example, website hosting and email providers), who process information on our behalf and under appropriate confidentiality obligations.
• Legal and safety. When we believe disclosure is reasonably necessary to comply with applicable law, legal process, or a lawful governmental request, or to protect the rights, property, or safety of RAYFINITE, our users, or the public.
• Business transfers. In connection with a merger, acquisition, financing, or sale of all or part of our business, subject to this Privacy Policy.

Data Retention

We keep personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy (for example, to respond to and maintain a record of your inquiry) and as required to comply with our legal obligations, resolve disputes, and enforce our agreements. Basic server logs are retained for a limited period consistent with security and operational needs and are then deleted or anonymized. When information is no longer needed, we take reasonable steps to delete or de-identify it.

Security

We use reasonable administrative, technical, and organizational measures designed to protect the limited personal information we handle against unauthorized access, loss, misuse, or alteration. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

Your California Privacy Rights (CCPA/CPRA)

If you are a California resident, the California Consumer Privacy Act, as amended by the California Privacy Rights Act (collectively, "CCPA/CPRA"), gives you certain rights regarding your personal information, subject to exceptions:

• Right to know / access the categories and specific pieces of personal information we have collected, the sources, the purposes, and any categories of third parties to whom it was disclosed.
• Right to delete personal information we have collected from you.
• Right to correct inaccurate personal information.
• Right to opt out of the sale or sharing of personal information. As noted above, we do not sell or share your personal information, so there is nothing to opt out of.
• Right to limit the use of sensitive personal information. We do not use sensitive personal information for purposes that would trigger this right.
• Right to non-discrimination for exercising your privacy rights.

To exercise these rights, contact us at info@rayfinite.com. We will verify your request using the information you provide and respond as required by law. You may use an authorized agent to submit a request on your behalf, subject to verification.

Your Rights in the EEA, UK & Switzerland (GDPR)

If you are located in the European Economic Area, the United Kingdom, or Switzerland, you have the following rights regarding your personal data, subject to applicable law:

• Access: to obtain confirmation of whether we process your personal data and a copy of it.
• Rectification: to have inaccurate or incomplete data corrected.
• Erasure: to request deletion of your personal data ("right to be forgotten").
• Portability: to receive your data in a structured, commonly used, machine-readable format.
• Objection: to object to processing based on our legitimate interests.
• Restriction: to request that we restrict processing in certain circumstances.
• Withdraw consent: where processing is based on consent, to withdraw it at any time, without affecting prior processing.
• Lodge a complaint: to file a complaint with your local data protection authority (in the UK, the Information Commissioner's Office).

To exercise any of these rights, contact us at info@rayfinite.com.

Children's Privacy

The Site is a general-audience company website and is not directed to children under 13 (or the equivalent minimum age in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child has provided us personal information, please contact us at info@rayfinite.com and we will take reasonable steps to delete it.

International Data Transfers

RAYFINITE LLC is based in the United States, and the limited information we handle is processed in the United States and potentially other countries where we or our service providers operate. If you access the Site from outside the United States, you understand that your information may be transferred to, stored, and processed in the United States, where data-protection laws may differ from those in your country. Where required, we rely on appropriate safeguards (such as the applicable standard contractual clauses) for international transfers.

Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Effective date" above and post the updated version on this page. Material changes will take effect when posted. We encourage you to review this page periodically.

Governing Law

This Privacy Policy and any dispute arising out of or relating to it or to your use of the Site are governed by the laws of the State of Wyoming, United States, without regard to its conflict-of-laws principles, except where applicable mandatory consumer or data-protection laws provide otherwise.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: